What Is Roadside Assistance And Is It Worth It?

What is roadside assistance? Roadside assistance plans are optional add-ons to required auto insurance coverage. Purchasing roadside assistance insurance could save you money and make your life securer and easier. Though not everyone wants or needs one of these plans.

Most auto insurance companies have roadside assistance plans. Businesses like AAA and numerous major credit cards also offer roadside assistance separate from auto insurance packages. 

While every plan varies, all policies cover a similar list of emergency 24/7 roadside and towing services, such as battery jumps, fuel delivery, auto lockout, towing, and flat tire change. 

What is Roadside Assistance? Roadside Assistance Plans and Business

Auto insurance businesses frequently offer roadside assistance to customers as an add-on to other auto insurance coverage. The insurance company then partners with roadside assistance service businesses who deliver the on-site help to drivers. 

When you call for help, the dispatcher usually calls the closest roadside assistance business with your desired services. This company also has a contract with your auto insurance provider. 

Some organizations also offer roadside assistance plans. For instance, AAA is a private member association and federation of automobile clubs offering maps, auto insurance, and roadside assistance insurance. Drivers can join for roadside assistance for about $100 per year. 

Some credit cards, like American Express, have a roadside assistance plan in their membership benefits package. Coverage for roadside emergencies includes new vehicles for some time after purchase. 

Roadside Assistance Plans Coverage

Every plan is different. Therefore, purchasers of roadside emergency plans should read the coverage thoroughly to ensure they are choosing the best plan for their needs. Many plans include minor adjustments or repairs to the vehicle if it stalls. Roadside service usually includes:

• Fuel Delivery 
• Winching
• Flat Tire Assistance
• Auto Lockout 
• Towing
• Battery Jump

Every plan states the number of service calls, costs for lockouts, number of towing, and other services are part of the annual cost. If a driver wants additional services, the company still offers assistance, billing the customer for the overage. 

Before Buying a Roadside Assistance Plan 

Not everyone wants or needs roadside assistance. Here are some facts to consider when determining if a roadside assistance plan is right for you:

Age – Older cars are more liable to stop running and need towing. New automobile owners are less prone to use roadside service for towing. 

Commuting Distances and Mileage - If you commute to work or travel for pleasure, you're more liable to require roadside assistance at some point. 

Personal Needs - Some folks have no issue changing a flat tire or stopping a driver for a jump start. Other folks prefer professional help in case of these sorts of roadside emergencies. 

Cost - Roadside assistance insurance is typically not very pricey, but it does cost. Price is an issue for some individuals. 

Ultimately, the choice of whether or not to get roadside assistance is up to your budget and you. If you find yourself in need of help, get in touch with us at Buffalo Towing Service.

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