Oh my God, I’m involved in a car crash, now what do I do?
When you’re in a vehicle accident, there are a couple of things you have to do to ensure you’re protected.
The first thing you want to do if you’re in an accident is to stop. You must stop even if you don’t believe there wasn’t any damage. This is your legal obligation. Also, it is best to call the police and make a report. Let the police be the mediator between you and the other party in case emotions get the best of either one of you.
At the Car Accident Scene
There are several things to do to avoid an accident. Though, once one occurs, it’s crucial to understand what to do before you have an accident, as well as what questions you should ask the other party to fill out your insurance papers. Below are some tips that can help you realize what to do when you’ve been involved in an accident.
Clarify the Extent of Injuries or Damage
Make sure no one needs emergency medical care. Don’t move the cars unless they’re causing a traffic problem. The best thing to do is to wait for the police to arrive.
Call the Police
Minor or major accident, it doesn’t matter. Having a legal accident report is imperative.
Gather the Details of Your Accident
This is the element that most folks realize to do, but somehow forget since an accident is a stressful situation. There's critical information you have to get off every individual entangled in the crash like names, addresses, license plate numbers, and phone numbers.
A car description and license plate number are vital. However, don’t forget vehicle identification numbers and license plate numbers as well. Just a license plate number won’t be sufficient — the majority of insurance companies record vehicle ID numbers and vehicle types, not license plate numbers.
After the police have taken the report and the information has been exchanged between all involved parties, contact a recovery towing company to move your car off the street.